Pathfinder Bancorp, Inc., the mid-tier holding company of Pathfinder Bank, has announced its financial results for the three month period ended March 31.
Net income for the first quarter of 2014 was $489,000 as compared to $505,000 for the comparable prior year period. The decrease in net income was principally due to the $287,000 increase in personnel expenses driven by salaries and deferred compensation expenses.
Also included here are personnel expenses related to the Company’s acquisition of the Fitzgibbons Agency, LLC.
Basic and diluted earnings per share were 19 cents for the first quarter of 2014 as compared to basic and diluted earnings per share of 20 cents for the first quarter of 2013. The decrease in basic and diluted earnings per share between these two periods was principally due to the decrease in net income.
Total loans were $348.1 million at March 31, compared to total loans of $341.6 million at Dec, 31, 2013, representing an increase of 1.9 percent.
Growth between these two time periods stemmed largely from a 4.3 percent increase in the commercial loan portfolio. Residential loan outstandings between these two time periods was essentially unchanged.
For the three months ended March 31, net interest income increased 4.6 percent to $4 million from the same prior year period.
The largest impact on the improvement in net interest income stemmed from the $201,000 year over year first quarter reduction of interest expense due principally to higher rate maturing certificates of deposit and Federal Home Loan Bank borrowings replaced with similar products but at lower current market rates.
Dear Porky and Buddy,
I was petting my dog Scooby last night and felt this odd little lump thing on his neck.
When I took a closer look, oh gross, it was a tick. I had never seen one on him before.
I didn’t think they even started before the summer. So I tried putting alcohol on the little bugger to make him back out and that didn’t work at all.
How do you get a tick out?
Did you ever wonder what ecological role ticks play in the universe?
Think about it . . . lots of other creatures that some people think of as “gross,” spiders, bats, slugs, rats, to name a few (not that we agree, we are just speaking in generalities here) do play important roles in the ecosystem, primarily because of what they eat or because of who eats them.
But ticks? As a general rule they don’t even qualify as a snack!
But back to the practical world. It is important to remove ticks promptly. They feed on blood, and while doing that they deposit saliva into the wound they make that can carry any number of serious diseases, including, in this area, Lyme disease.
But first, give up the old myths that alcohol, heat, petroleum jelly or whatever will persuade a tick to back out once it is attached to someone’s skin.
Those substances will only annoy it and may cause it to deposit even more disease carrying saliva into the wound.
Instead, to remove a tick, use a pair of fine-tipped tweezers or special tick removal instruments that you can find at any pet store. These devices allow you to remove the tick without squeezing the tick body.
This is important as you do not want to crush the tick and force harmful bacteria to leave the tick and enter your pet’s (or your own) bloodstream.
Grab the tick by the head or mouth parts right where they enter the skin. Do not grasp the tick by the body. Without jerking, pull firmly and steadily directly outward. Do not twist the tick as you are pulling. Don’t be worried about the tick head staying in as that rarely happens.
After removing the tick, place it in a jar of alcohol to kill it. (Ticks are not killed by flushing them down the toilet.) Clean the bite wound with a disinfectant, and apply a small amount of a triple antibiotic ointment. Wash your hands thoroughly.
Then call your vet to find out what form of tick control he or she recommends for Scooby. There are a number of products available, but you need professional advice to choose the most appropriate.
Know that tick season does not wait for the summer; it is starting now, as you have found out.
On a happier spring note, the Oliver Paine Nursery Spring Plant Fundraiser will be from 9 a.m. to 6 p.m. May 17 and 18 at the nursery at 125 South Granby Road, south of Fulton.
A total of 15 percent of your plant purchases will be donated to the Humane Society, but you need the special flyer to take with you. You can download it at www.oswegohumane.org.
The Oswego County Humane Society provides spay/neuter services and assistance, fostering and adoption of animals in urgent need, humane education programs, and information and referrals to animal lovers throughout Oswego County.
Our office is located at 265 W. First St., Oswego. Phone is 207-1070. Email is email@example.com and Website is www.oswegohumane.org
The Oswego County Health Department offers a variety of services to all residents of Oswego County, including preventive health services, certified home health care, long-term home health care, certified hospice, and a maternal and child health program.
Walk-in influenza clinics are held weekdays from 9 to 11 a.m. and 1 to 3 p.m. at the Nick Sterio Public Health Clinic, 70 Bunner St., Oswego for people age 19 and older. No appointment is needed; walk-ins are welcome.
Children’s flu vaccine is now available every Tuesday from 12:30 to 3:30 p.m. in Oswego, and the third Tuesday of every month from 9 to 11 a.m. at the H. Douglas Barclay Courthouse, Pulaski.
The children’s flu vaccine is available at no cost to all children who qualify for the Vaccines for Children Program provided by the New York State Department of Health. For those who do not qualify, the cost is $37 for the inactivated vaccine.
The health department accepts cash or checks for payment. The department does not accept credit or debit cards. Patients with private insurance, Managed Medicaid, Managed Medicare, Medicaid, Medicare, and Medicare Part B should bring their benefit cards with them to the immunization clinic.
No one will be turned away due to inability to pay.
The following services will be offered during the week of May 12 at the Nick Sterio Public Health Clinic, 70 Bunner St., Oswego, and the H. Douglas Barclay Courthouse, Pulaski.
** Adult Influenza Clinic: Monday through Friday, 9 to 11 a.m. and 1 to 3 p.m., walk-in clinic.
** Immunization Clinic: Tuesday, May 13, 12:30 to 3:30 p.m., walk-in clinic.
** Pregnancy Testing: Free pregnancy testing is available. Call 349-3391 to schedule an appointment.
** Sexually Transmitted Disease Testing and Treatment Services: Call 349-3547 to schedule an appointment.
** HIV Counseling and Testing Service: Call 349-3547 to schedule an appointment.
Immunization clinics are held every Tuesday from 12:30 to 3:30 p.m. at 70 Bunner St., Oswego, and the third Tuesday of every month from 9 to 11 a.m. at the H. Douglas Barclay Courthouse, Pulaski.
For more information about public health services, contact the County Health Department, weekdays, phone 349-3547 or (800) 596-3200, ext. 3547.
By Julia Ludington
Many exciting events are going on at G. Ray Bodley and in the surrounding community this month.
The 35-week marking period ends Friday, and progress reports will be mailed the following week.
Once again, the Annual Spring Clean-Up will take place May 17 at 9 a.m. Please bring gardening gloves and any tools that you feel might be of use to the volunteers. Make sure to wear clothes that you are willing to get dirt on!
On May 20 and 21, the NYSSMA (New York State School Music Association) Major Organization Festival will take place. Our music groups have prepared pieces to perform in front of a panel of judges.
The festival is a great way to get a professional’s opinion of your hard work and to receive useful feedback. Good luck to our performers!
The Fulton Memorial Day Parade will take place May 24. GRB students will be playing in the band and many will also be seen volunteering at the booths at the War Memorial.
Stop by after the parade for some great food and entertainment. Don’t forget school is closed May 26, Memorial Day.
Any seniors with scholarship forms they would like to complete and turn in should do so as soon as possible. Check the Guidance Office for forms with June return dates.
Many students are in the midst of their AP exams this week. If you are one of the students taking a test, make sure to relax the night before, get a good night’s sleep, and eat a good breakfast.
Get to the testing center well ahead of the test start time to reduce stress. Finally, go into the test with confidence: as FDR said “The only thing we have to fear is fear itself.”
I wish everyone the best of luck!
Air Force Airman Daniel R. Bateman graduated from basic military training at Joint Base San Antonio-Lackland, San Antonio, Texas.
The airman completed an intensive, eight-week program that included training in military discipline and studies, Air Force core values, physical fitness, and basic warfare principles and skills.
Airmen who complete basic training earn four credits toward an associate in applied science degree through the Community College of the Air Force.
Bateman is the son of Kris and Margaret Bateman of Fulton. He is a 2013 graduate of G. Ray Bodley High.
Emerson J. Dillon Middle School recently named those who earned Gold and Silver Stars for the third marking period.
Students are awarded a Gold Star for achieving a quarterly average of 90 or higher, with no incomplete or failing grades. A Silver Star is earned for a quarterly average of 85 to 89.99, also with no incomplete or failing grades.
In addition to receiving an award certificate provided by the E.J. Dillon PTO, honor students are also offered a reward activity. The reward for third quarter honor students will be a trip to a Syracuse Chiefs baseball game next month.
Grade 5 Gold Stars:
Isabella Allen, Shay Altman, Shayna Applebee, Christopher AuClair, Amaya Baker, Nicholas Bartlett, Ashleigh Besaw, Natalie Brown, Sara Brunell, Kelsie Burgess, Chloe Calkins, Kaelyn Cartwright, Cameron Cerul, Hannah Charleston, Emma Clark, Tabitha Clarkand Sophia Crandall.
Also: Abigail Czyz, Faith DeAnthony, Brielle DeRoberts, Hailey Fredericks, Francesca Goodell, Noah Gordon, Cierra Harvey, Mattison Hess, Alivia Lamphere, Miranda LaRobardiere, Jock Li, Owen Lytle, Zack Mills, Joslyn Mintonye, Garret Morrissiey, Kylie Mulcahey, Alex Olschewske, Imari Piscitelli, Andrew Quinn, Connor Roberts and Lily Roberts.
Also: William Semanchuk-Enser, Aiden Southworth, Isabella Stacy, Liam Sweeney, Benjamin Thibault, Corinne Thibault, Zoie Tracy, Melody Trask, Aidan Trumble, Thomas Uhl, Mason Watkins
Grade 5 Silver Stars:
Chase Altman, Gracie Altman, Haley Bowersox, Alexander Coons, Kolby Costello, Haley Crossett, Dylan DeBarth, Haylie Dodge, Alivia Eusepi, Emma Fatcheric, Ethan Fox, Madison Gaca, Alexis Gambocorto, Axel Gates, Bryce Grover, Katherine Holbrook, Amanda Justian, Lillyann Kingsbury and Nathan Kosakowski.
Also: Aliyah Ladd, Elizabeth Lamach, Patricia Lamach, Jacob LaRocque, Tori-Lenn Loosen, Robert Minard, Rocco Mistico, Victoria O’Connor, Morgan Petrie, Nakea Rebensky, Tyler Redhead, Keaton Renfrew, Roemello Rondinello, Brett Sears, Katrina Smith, Garrett Strang, Caitlyn Sutkus, Sophia Trinca, Molly Werth, Courtney Worden
Grade 6 Gold Stars:
Violet Ameele, Grace Arnold, Cade Bacon, Rachel Blake, Garrett Bowman, Michael Dion, Matthew Doane, Elisabeth Dona, Darren Fischel, Alexandra Galle, Caitlin George, Hailey Goudy, Allison Grabowski, Samuel Guthrie, Cassadee Handville, Samantha Harrison, Keera Hazen, Laila Jones and Madison Kalt.
Also: Katelyn Kenner-Carbonaro, Jena Klimaszewski, Zaya Koegel, Brigid Lawless, Tina Li, Bradyn Lough, Anthony McCann, Joseph Murphy, Savanah Neupert, Gregory Ojiem, Skyler Patnode, Ethan Remington, Jillian Ricard, Alan Seever, McKenna Squier, Jacob St. Laurent, Daniel St. Phillips, Tamika Stobart, Sarah Thorn, Teresa Uhl, Nicholas Vaverchak, Grace Vestigo
Grade 6 Silver Stars:
Emma Allers, Riley Belknap, Olivia Bigelow, Mason Bresett, Jadan Bruno, Brianna Buonagurio, Alexis Capenos, Danielle Case, Jeffrey Cooper, Riley Crandall, Patrick Davern, Mackenzie Davis, Camron Fordyce, Julia Francisco, Leah Green, Adam Hahn, Nicholas Harrington and Andrew Hemingway.
Also: Carly Ingerson, Paige Isabell, Natalie King, Morgan Kosakowski, Lauren Kraft, Julianna Lewis, Hailey Liscomb, Chloe Lytle, Matthew Maestri, Christian McKay, Alexandria Mills, Caitlyn Mitchell, Taylor Petrie, Love Phillips, Aubrianna Renfrew, Vanessa Rivera, Lilly Salotto, Leah Schlachter, Briana Schreffler, Ayden Slack, Chase Trumble, Nicole Tulowiecki, Matthew Walker, Madison Watkins, Seth Watkins
Grade 7 Gold Stars:
Annabelle Adams, Gabriella Allen, Kearra Backus, Marcus Berube, Erika Brown, Gianna DeRoberts, Brianna Gates, Hannah Gilbert, Xander Harrison, Declan Hawthorne, Kimber Hendrix, Megan Hess, Emilie Hilliard, Morgan Johnson, Ashley Kenner-Carbonaro and Wendy Li.
Also: Ashley Margrey, John Matzke V, Alayna Merrill, Makayla Newvine, Olivia Ripley, Kristine Rowe, Mariah Sheirer, Crystal Stobart, Olivia Thrall, Joshua VanGorder, Garrett Watkins, Edward Zellar, Natasha Zody
Grade 7 Silver Stars:
Maggie-Lee Basile, Madison Bird, Daniel Braun, Cole Britton, Christopher Caltabiano, Abigail Clark, Hannah Edwards, Allison Ernestine, Matthew Francis, Robert Fredericks, Kirsten Greenleaf, Bryon Halstead, Caroline Harrington, Courtney Holland, Ethan Hunt, Christian Johnson, Jeffrey Lamach and Trevor LaRobardiere.
Also: Danielle LeFebvre, Taylor Mattice, Erin McArdell, Emmalie McIntyre, Riley Munger, Michaela Murdie, Leo Murray Jr., Makenzie Nodine, Jacob Palmatier, Dakota Palocy, Caytlyn Prickett, Gabriel Rebensky, Hannah Root, Hannah Sallis, Payton Scruton, Mairin Sgroi, Joshua Smith, Colton Winks, Mark Zogg
Grade 8 Gold Stars:
Gabrielle Crandall, Alyssa Goudy, Morgan Gravlin, Natalie Hart, Zoe Heckert, Alexandra Hoag, Megan Maestri, Emily McDonald, Breanna Mitchell, Catherine Musumeci, Lauren Schmidt, Sean Sievers, Alexis Smith, Brianna Squier, Haley Stellingwerf, Alisa Trudell, Ben Vienneau, Kaitlin White, Leila Wooding, Julianne Yates
Grade 8 Silver Stars:
Dixon Ameele, Andrew Avery, Hunter Bell, Mikalah Bell, Scott Bell, John Blackwell Jr., David Burgess Jr., Lorenzo Campanino, Jordan Cole, Julie Daubek, Victoria Dievendorf, Jonathan Downing, Devin Dubovik and Emily Forget.
Also: Becka Fuller, Dakotalee Gelling, Brandon Germain, Hannah Grabowski, Trinity Green, Bradlee Hess, Brittney Hunter, Corinne Januszka, Nina Lewis, Gabriella Liberty, Jacob Marr, Ethan Murakami-Hamm, Jacob Murphy, Bailey Otter, Lawrence Pilon, Dana Stoutenger, Zachary Tulowiecki, Jordan Williams, Cheyenne Wilson, Kolbey Young, Paul Zogg.